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My Future

NOW (Age 22)…

I'm living in a 800 ft.2 apartment in Columbia (pop. ~ 85,000), deep in debt thanks to college, driving my 99 Dodge Dakota to my job in Columbia with Financial Architects, Inc.

3 years down the road…

I'll be living in an apartment (1200 ft.2), with 2 dogs (Beagle and Golden Lab), all my debt from college will be gone, I'll be driving a 2-year old SUV or truck to my 9-5 job at a medium-sized advertising or marketing agency in a metro area larger than 2,000,000 on one of the coasts (this narrows it down to 13 areas).  My typical M-F would be like:

6:00    --  Wake up, turn on music, shower
6:20    --  Take the dogs out
6:45    --  Get dressed
7:00    --  Turn on CNBC, fix breakfast
7:30    --  Get briefcase, PDA, cell, pager,
                  head out the door
8:45    --  Get to work, check email/today's
                   schedule
9-1:00 --  Meetings, phone calls, etc.
1:00    --  Lunch with a couple co-workers
                   down the street
1:30    --  Back to the office
2-5:00 --  Business calls, appts.
5:30    --  Go home
6:30    --  Greet the dogs, go to the gym
8:00    --  Call girlfriend/go to dinner
10:00  --  Take the dogs out for a walk
11:00  --  In bed

Age 29…  [Married] due to a previously signed contract.

8 years down the road…

I'll be living in a big apartment with my wife, same 2 dogs, $500G net worth, driving my year-old SUV or truck to my 9-5 corporate job ($85,000/yr. Net) at a new agency in the same metro area. 

13 years down the road…

I'll be living in the suburbs of the same metro area with my wife and 2 kids (boy first then 2 years later a girl), 2 NEW dogs (thanks Emily), $700G net worth, driving my year-old SUV or truck (or God forbid a minivan) to my corporate job ($100,000/yr. Net) at the same agency in the same metro area.

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